Decision Scientist

Are you an energetic and self-motivated individual with a passion for banking and data? Capitec Bank is seeking a talented Decision Scientist to join our team in Sandton!

In this pivotal role, you will leverage your expertise in data science, quantitative analysis, and traditional scoring techniques to tackle complex business challenges, innovate new products and services, and significantly improve existing processes. You will be key in transforming raw business data into actionable strategic insights, directly contributing to Capitec’s AI strategy for smarter, data-driven decision-making.

What You’ll Do:

• Solve critical business problems, create new products and services, and enhance processes using data science and financial analysis.
• Translate active business data into strategic information, framing analyses to support key decision-making.
• Help build and implement Capitec’s Artificial Intelligence (AI) strategy.
• Design advanced quantitative analytics models to answer business questions, identify growth opportunities, and optimize costs or revenue.

Minimum Education Requirements:

• An Honours Degree in Mathematics or Statistics.

Ideal Education (Preferred):

• A Master’s Degree in Mathematics or Statistics.

Required Experience & Knowledge:

You must have at least 2 years of work experience in an analytical science role. This experience should include:

• Statistical model development and deployment, including predictive and classification models, traditional scoring (e.g., logistic regression with binning), and Machine Learning techniques (e.g., neural networks, SVM, random forests).
• Quantitative Analysis, such as time value of money calculations.
• Working effectively in Cloud environments (e.g., Azure, AWS) and with large relational databases.
• Proficiency in at least one Machine Learning language (e.g., Python or SAS Viya).
• Knowledge of relational database technologies.
• Experience with scorecard development and/or monitoring.
• Basic business analysis and requirements gathering skills.
• A foundational understanding of general business knowledge (e.g., risk, compliance, operations like NCR, POPIA, SARB).
• Knowledge of a basic functional business area, such as Credit.

Preferred Experience & Knowledge:

• Experience within the Financial or Banking sector.
• Experience in a Business Credit environment or industry.

Essential Skills:

• Numerical Reasoning
• Researching
• Analytical Thinking
• Problem Solving
• Decision Making
• Planning, Organising, and Coordination
• Attention to Detail
• Communication
• Interpersonal & Relationship Management
• Presentation Skills

Additional Requirements:

• A clear criminal and credit record is mandatory for this position.

Capitec Bank is dedicated to fostering diversity and inclusivity. Where feasible, all appointments will support the achievement of our employment equity goals.

How to Apply:

Ready to make an impact at Capitec? Please follow these two steps to complete your application:

1. First, explore what life at Capitec is like and complete a short assessment by clicking here.
2. Once you have successfully finished the assessment, finalize your application by clicking the ‘Apply now’ link provided below.