Business Manager

Are you an experienced and passionate banking professional looking to make a significant impact? Capitec Bank is seeking an energetic and self-motivated Business Manager to join their dynamic team in Roodepoort. If you share a passion for service in the banking industry and meet the requirements, we encourage you to apply!

About the Role

As a Business Manager at Capitec Bank, you will play a crucial role in providing proactive sales and service management for a diverse portfolio of business clients. Your primary responsibility will be to retain and grow this portfolio by identifying and implementing value-adding and specialised business banking financial product solutions. This involves offering both standard and customised financial offerings to meet the unique needs of your clients.

Minimum Experience Required

• At least 5 years of banking experience, with a minimum of 3 years specifically in a Business Banking environment.
• Proven experience in successfully managing a complex portfolio of business customers, with a strong focus on service delivery and financial analysis.
• Significant experience in preparing and motivating Credit applications.
• Demonstrated experience in cost control and sales management.

Ideal Experience

• 1-2 years of managerial or leadership experience.
• 1-2 years experience managing a small business centre.

Minimum Qualifications

• A relevant tertiary qualification in Business Management or Finance.

Ideal Qualifications

• A Bachelor’s Degree in Business Management or Finance.

Required Knowledge

• Strong understanding of business economics principles and the current business economic environment.
• Proficiency in Customer Relationship Management (CRM) principles and techniques.
• Knowledge of various industry sectors, their risk profiles, and trends (including understanding the impact of climatic conditions on the agricultural market if applicable to your portfolio).
• Understanding of local market (LM) sales principles and practices to manage and optimise client retention and growth.
• General banking practices and procedures.
• Awareness of competitor product offerings, channels, and operational/marketing tactics.
• In-depth knowledge of credit principles and practices, including an understanding of credit application and securities.
• Understanding of legal entities (companies, close corporations, sole proprietorships, etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
• Familiarity with the Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
• Ability to extract, analyse, and apply CRM insights to influence client management approach and strategy.
• General understanding of how Business Banking operates, including business risks, industry risks, and financial requirements pertaining to the business market.

Ideal Knowledge

• Familiarity with the features, benefits, and value propositions of various Capitec product/service offerings.
• Knowledge of multi-level products available and pricing structures.
• Understanding of current taxation laws as they apply to customers.
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions.
• Skills in Financial Modelling; activity-based costing, financial analysis (evaluating and identifying trends), and complex cash flow cycles (industry/sector specific).

Key Skills

• Interpersonal & Relationship Management Skills
• Analytical Skills
• Negotiation Skills
• Problem Solving Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communication Skills
• Influencing Skills
• Attention to Detail
• Decision-making Skills

Conditions of Employment

• A clear criminal and credit record is essential.
• Willingness to work flexible hours, including Saturdays and Public Holidays.

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

How to Apply

To be considered for this exciting opportunity at Capitec Bank, please follow these two important steps:

1. Complete an Online Assessment: First, you need to complete a short assessment to learn more about life at Capitec. Click here to start the assessment!
2. Finalize Your Application: Once you have successfully completed the assessment, finalize your application by clicking the official application link below.

Applications close on 15 September 2025. Don’t miss this opportunity!